Personal Checking & Savings

At 1st Trust Bank, we look to offer products that allow our customers to stay in touch with us and their finances on the go.

From comprehensive online banking at your home or office to our mobile banking solution through your smartphone, we strive to embrace technology while realizing that it means nothing without the people behind the products taking care of those who have allowed us to grow since 2004, you the customer.  We trust you will find the product right for you.

1st Trust Bank is proud to present Zelle for all personal accounts!  Learn more about this peer to peer payment system that you can use directly in the 1st Trust Bank mobile app by checking out our Consumer FAQs.
 

All Checking & Money Market Accounts Include:

  • FREE ATM/Debit Card (at account open and at expiration, replacement cards subject to fee)
  • FREE Online Banking, Bill Pay and Mobile Banking with enrollment
Free Checking
  • Only $100 to Open
  • No minimum balance required
  • No monthly maintenance fee
  • Unlimited Transactions
  • Easy-to-balance monthly statement
1st Trust Checking
  • Only $100 to open
  • Unlimited Transactions
  • Free check images with monthly statement for easy record keeping
  • No monthly service fee with $500 minimum daily balance
  • Deposit and Check Images with monthly statement for easy record keeping
1st Trust Now Account
  • Interest bearing account
  • Interest compounded and paid monthly
  • Only $1,000 to open
  • Unlimited Transactions
  • No monthly service fee with $1,000 minimum daily balance
  • Deposit and Check images with monthly statement for easy record keeping
Money Market
  • Interest bearing account
  • Interest compounded and paid monthly
  • Only $2,500 to open
  • 6 free withdrawal transactions per month
  • No monthly service fee with $2,500 minimum daily balance
  • Deposit and Check images with monthly statement for easy record keeping
Savings
  • Interest bearing account
  • Interest is compounded and paid quarterly
  • $25.00 initial deposit
  • 6 free withdrawal transactions per month
Time Deposits
  • Check out our competitive rates on "CD's", IRA's, and Savings Accounts. (Interest rates are subject to change. Call our Main Bank at 606-435-BANK for more information.)
  • Minimum opening balance of $500
  • Currently available in terms from 3 months through 24 months