Mobile Privacy

FACTS

WHAT DOES 1ST TRUST BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Transaction history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

The 1st Trust Mobile App will request access to:
  • Your Camera - for check depositing reasons.
  • Your Location - for use in authentication and presenting nearest branch locations and contacts.
  • Your Contacts - for use with Zelle person-to-person payments only to create payees.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons 1st Trust Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does 1st Trust Bank share?

Can you limit this sharing?

For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-- to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We Don't Share

For our affiliates' everyday business purposes-- information about your creditworthiness

No

We Don't Share

For our affiliates' everyday business purposes-- information about your transactions and experiences

No

We Don't Share

For non-affiliates to market to you

No

We Don't Share



Questions?

Call 606-435-2265 (Hazard), 606-862-0102 (London), or 859-623-2722 (Richmond), or toll-free 844-435-2265



What We Do

How does 1st Trust Bank protect my personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

How does 1st Trust Bank collect my personal information?

We collect your personal information, for example, when you - Open an account or deposit money - Pay your bills or apply for a loan - Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only - sharing for affiliates' everyday business purposes - information - about your creditworthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
- 1st Trust Bank has no affiliates.

Non Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
- 1st Trust Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- 1st Trust Bank doesn't jointly market.